Posts by chandrap
How to Shop for the Holiday Season
If you’re expecting to bump up your holiday spending, here are a few tips you can take to keep your head above the water. Take up a Side Job Your primary paycheck doesn’t have to be the only one taking on the blunt of your holiday spending. If you were to increase your paycheck, you…
Read MoreShop Smarter This Holiday Season
Reality check: holiday shopping often has the potential to be overwhelming, stressful, and plain awful. You have to brave overpriced items, your favorite gifts going out of stock, and the shocking credit card bill at the end of the harrowing adventure. But shopping experiences don’t always have to be that way. We’ve compiled a list…
Read MoreShould you Refinance your Mortgage Now? Factors to Consider
Your mortgage may be one of the biggest and most important investments you make in your entire life and could also help you reach your future financial goals. A mortgage refinance can be a wonderful tool to help you potentially reach those goals sooner. But is it the right time to refinance? Here’s a reference…
Read MoreWant to Refinance your Mortgage? Look at These Tips Now
A mortgage refinance replaces your current home loan with a new one. Potential benefits may include receiving more favorable terms, like a lower interest rate or lower monthly payments, or switching from an adjustable rate to a fixed rate. Refinancing could also let you tap into the equity of the home to take cash out…
Read MoreHoliday Budgeting Tips for Beginners: More Joy, Less Cash
The holiday season is nearly around the corner, and with so many gift-giving ideas in mind, the feeling of satisfaction from selfless spending might not completely outweigh the lightness of your wallet in the aftermath of all these holiday sales. This is why it is crucial to ensure a stable financial strategy during the holiday…
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