10 Shortcuts That May Improve Credit

Taking the Proper Credit Repair Measures They say that slow and steady wins the race. However, there are some credit repair tactics that can yield benefits quickly. By following these tips, you may start to see your credit score improving. 1. Get Your Credit Report Each of the three major credit bureaus allow you to…

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The Beauty of Budgeting

As you get older, there are several financial responsibilities that become more prevalent over time. You may be wondering how you can possibly pay for housing, food, insurance, health care, debt repayment, and fun without running out of money. That’s a lot to cover with a limited paycheck. The answer is simple: make a budget. …

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How to Help Your Teen Build Credit in 7 Easy Steps

Credit is an essential component of adult life. Once your teen grows up and is ready to rent an apartment, buy a car, or take out a mortgage, they’ll need a pretty good credit history. With a better credit history, they will be able to land better interest rates and more favorable terms, which may…

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There are Billions of Dollars in Unclaimed Money. What You Need to Know

As of November 2020, there was a whopping $49 billion in unclaimed funds waiting to be claimed according to SmartAsset. Due to financial woes, states are quick to disperse unclaimed money from bank accounts, insurance, policies, and other forgotten holdings. Though this concept may be foreign to you, it isn’t necessarily rare. It’s estimated that…

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Your Credit Score Keeping the Number Up

Your credit score is one of the most important measures of your financial health. It tells lenders at a glance how responsibly you use credit. The better your score, the easier you will find it to be approved for new loans or lines of credit. A higher credit score could lead to the lowest available…

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Credit Scores, Interest Rates, and You

Credit Scores are one of the main factors in making financial decisions. Credit scores determine the type of loan you may get and the rates you pay. To help you navigate the convoluted web of credit score information, we’ve put together a basic set of guidelines that may help you determine where you stand in…

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How to Fix a Mistake on Your Credit Report

Credit report mistakes are more common than you think. According to a new Consumer Reports investigation, 34% of Americans found at least one error on their credit report. If you find a discrepancy in your report, it is important to understand that it is very common and could be solved. Fixing errors on your credit…

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Debt Relief: How You Could Help Manage Your Debt

Debt can be overwhelming. However, it doesn’t have to consume your life. With the right planning, dedication, and attitude, your journey to a debt-free life could start today. Here are some tips on how you could help manage your debt today and what your options are. Know Your Debt Before diving into your options for…

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How do Travel Credit Cards Work?

Those who travel by air—plus anyone who would like to receive discounted airfares simply by using their credit cards—are perfect candidates for airline credit cards. Travel rewards credit cards offer cardholders travel benefits such as frequent flyer miles, as well as discounts on hotels or redeemable rewards points. Often, they also come with hefty bonus offers…

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How Rewards Credit Cards Work

How Rewards Credit Cards Work Rewards credit cards offer the cardholder the chance to earn special incentives or to accumulate points that can later be redeemed for rewards, perks, products, or services. You can find the best reward credit card programs for virtually any category that you can think of these days, including travel rewards,…

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