Posts by kevinn
10 Shortcuts That May Improve Credit
Taking the Proper Credit Repair Measures They say that slow and steady wins the race. However, there are some credit repair tactics that can yield benefits quickly. By following these tips, you may start to see your credit score improving. 1. Get Your Credit Report Each of the three major credit bureaus allow you to…
Read MoreThe Beauty of Budgeting
As you get older, there are several financial responsibilities that become more prevalent over time. You may be wondering how you can possibly pay for housing, food, insurance, health care, debt repayment, and fun without running out of money. That’s a lot to cover with a limited paycheck. The answer is simple: make a budget. …
Read MoreHow to Help Your Teen Build Credit in 7 Easy Steps
Credit is an essential component of adult life. Once your teen grows up and is ready to rent an apartment, buy a car, or take out a mortgage, they’ll need a pretty good credit history. With a better credit history, they will be able to land better interest rates and more favorable terms, which may…
Read MoreThere are Billions of Dollars in Unclaimed Money. What You Need to Know
Due to financial woes, states are quick to disperse unclaimed money from bank accounts, insurance, policies, and other forgotten holdings. But are people taking advantage? Tax company Sovos claims that states are holding as much as $77 billion, but only about $3 billion of it is claimed every year. Though this concept may be foreign…
Read MoreYour Credit Score Keeping the Number Up
Your credit score is one of the most important measures of your financial health. It tells lenders at a glance how responsibly you use credit. The better your score, the easier you will find it to be approved for new loans or lines of credit. A higher credit score could lead to the lowest available…
Read MoreCredit Scores, Interest Rates, and You
Credit Scores are one of the main factors in making financial decisions. Credit scores determine the type of loan you may get and the rates you pay. To help you navigate the convoluted web of credit score information, we’ve put together a basic set of guidelines that may help you determine where you stand in…
Read MoreHow to Fix a Mistake on Your Credit Report
Credit report mistakes are more common than you think. According to a Consumer Reports investigation, 34% of Americans found at least one error on their credit report. If you find a discrepancy in your report, it is important to understand that it is very common and could be solved. Fixing errors on your credit report…
Read MoreDebt Relief: How You Could Help Manage Your Debt
Debt can be overwhelming. However, it doesn’t have to consume your life. With the right planning, dedication, and attitude, your journey to a debt-free life could start today. Here are some tips on how you could help manage your debt today and what your options are. Know Your Debt Before diving into your options for…
Read MoreHow do Travel Credit Cards Work?
Those who travel by air—plus anyone who would like to receive discounted airfares simply by using their credit cards—are perfect candidates for airline credit cards. Travel rewards credit cards offer cardholders travel benefits such as frequent flyer miles, as well as discounts on hotels or redeemable rewards points. Often, they also come with hefty bonus offers…
Read MoreHow Rewards Credit Cards Work
How Rewards Credit Cards Work Rewards credit cards offer the cardholder the chance to earn special incentives or to accumulate points that can later be redeemed for rewards, perks, products, or services. You can find the best reward credit card programs for virtually any category that you can think of these days, including travel rewards,…
Read More
