Holiday Budgeting Tips for Beginners: More Joy, Less Cash

The holiday season is nearly around the corner, and with so many gift-giving ideas in mind, the feeling of satisfaction from selfless spending might not completely outweigh the lightness of your wallet in the aftermath of all these holiday sales. This is why it is crucial to ensure a stable financial strategy during the holiday…

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How do Travel Credit Cards Work?

Those who travel by air—plus anyone who would like to receive discounted airfares simply by using their credit cards—are perfect candidates for airline credit cards. Travel rewards credit cards offer cardholders travel benefits such as frequent flyer miles, as well as discounts on hotels or redeemable rewards points. Often, they also come with hefty bonus offers…

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How Rewards Credit Cards Work

How Rewards Credit Cards Work Rewards credit cards offer the cardholder the chance to earn special incentives or to accumulate points that can later be redeemed for rewards, perks, products, or services. You can find the best reward credit card programs for virtually any category that you can think of these days, including travel rewards,…

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The Beginner’s Guide to Airline & Miles Credit Cards

The Beginner’s Guide to Airline & Miles Credit Cards Travel isn’t free, that much is obvious. But there are ways to improve both the quality and the quantity of your travel once you know a few tricks. In this guide, we’ll go through the basics of earning miles and points, and give you all the…

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What is a Hotel Rewards Credit Card? Should You Own One?

What is a Hotel Rewards Credit Card? Should You Own One? If you spend a lot of nights at hotels, it pays to think about which credit card you use. Hotel rewards credit cards provide an opportunity to earn free hotel stays in locations around the world. Some of the top hotel chains and resort…

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Features and Benefits of Credit Cards

If you are in the market for a new credit card, it’s important to understand the benefits that a credit card could give you. Each credit card comes with its own set of features. Top Four Benefits of a New Credit Card One of the primary reasons why people apply for a credit card is…

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Making Credit Card Payments: Avoid These Common Mistakes

Your credit card statement arrives in the mail, and you do what almost everybody does: you open the envelope and see what you owe this month, then put it aside with the other bills, tossing it on the pile until you’re ready to deal with the burden. Too few of us check the statement for…

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How to Pay Down Your Credit Card Debt

Credit card debt can feel like an anchor weighing down your chances for financial progress. It can lower your credit score and reduce your options in terms of housing, vehicle purchases, and other items. Paying it down is the first step to true financial freedom and a brighter future. Here are four strategies to help…

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